How do short term loans work?
We offer loans between N$100 and N$10,000. These are Payday Loans which are payable on your next paydate.

What if I am unable to pay?
Kindly contact with us to make arrangements and discuss possible alternatives.

What is the interest rate?
The monthly interest rate for Payday Loans is 30% but this is reduced to a daily rate if you repay your loan in less than a month. Make use of our calculator on this website to grasp how it works!

Can I apply for a short term loan using your website?
Yes!

Are short term loans available to business people?
Unfortunately our target market is individuals who are in employment. This is because our loans are unsecured and our administrative and recovery procedures are designed for this purpose.

How do term loans work?
We offer loans between N$1000 and N$10,000. These are Payday Loans which are payable in 2 to 3 months.

What is the maximum amount I can borrow with a net income of?
For all the loans, the value we can disburse to you is dependent on several factors including your net pay, credit history and other obligations. Otherwise, the maximum amount you can borrow is limited. We therefore recommend that you visit one of our branches to receive personalized advice after an assessment is carried out.

What is the interest rate?
The monthly interest rate for term Loans is 30% but this is reduced to a daily rate if you repay your loan in less than a month. Make use of our calculator on this website to grasp how it works!

Can I apply for a short term loan using your website?
Yes!

Are short term loans available to business people?
Unfortunately our target market is individuals who are in employment. This is because our loans are unsecured and our administrative and recovery procedures are designed for this purpose.

How do short term loans work?
Please note- This service is only available to Government Employees
We offer loans between N$1000 and N$50,000. These Loans are payable within period ranging from 6 – 60 months deducted from your payslip on the monthly basis.

What if I am unable to pay?
Kindly contact with us to make arrangements and discuss possible alternatives.

What is the interest rate?
Although the interest is currently at 15% this interest changes constantly with the given prime lending rate thus we encourage our esteemed customers to visit your nearest branch to get the latest lending rate.